flexcard

flexcard — virtual cards with reliable BINs and unlimited issuance for FB, TikTok, Google, and other popular traffic sources.

Details:

• 20+ private BINs (USD and EUR currencies);
• No hidden fees;
• Quick registration and activation — only an email is required;
• Unlimited card issuance;
• Responsive support;
• 100% refund of withdrawal fees;
• Team collaboration features available;
• Referral program: 30% from each webmaster;
• Minimum top-up – $50

Fees:

• Card maintenance is free
• 0% — account top-up
• 3.5% — card top-up
• Authorization fee — $0.14–$0.35

Top-up methods:

Use promo code CPARIP to get 5 free cards with your first $50 deposit.

• USDT
• Bank transfer via SWIFT

Support:

• @flexcard_support1

Social media:

• https://telegram.me/flexcard_channel

4×4.io

Today, we’d recommend a 4×4.io Service as a top virtual card provider for traffic arbitrage in Facebook Ads, Google Ads, and TikTok Ads.

Here’s our extensive review of the service: https://cpa.rip/en/services/4×4-io/

Sign up here to get 25% off the first month of 4×4.io services.

Special Features:

• UAE, Ukrainian, and European BINs;
• The minimum replenishment amount is $500;
• The cost of services: from $2 per card issue + up to 5% of the transactions; discount for larger cash cycle is available;
• If you do not use the card for a month, it will be automatically locked;
• The service supports teamwork;
• Facebook refunds take up to 30 days.

Replenishment Options:

• USDT TRC20 — 0%
• PayPal — 4%
• Paxum — 1%

Customer Support:

• Telegram: @sup4x4
• Email: support@4×4.io
• Email: sales@4×4.io

Anybill.io

Anybill.io Service instantly issues virtual bank cards (up to 100 pieces in one click). It allows both solo and teamwork. They provide in-depth statistics on income, expenses, refunds, and others, and all the necessary tools you’ll require for work. You can also assign roles to the team.

Here’s our extensive review of the service: https://cpa.rip/en/finance/anybill-io

The partnership terms are as follows:

• Type: Mastercard, Visa, China UnionPay;
• 3DS;
• Card issue/closure: free;
• No transaction commission fee;
• Account replenishment commission fee: 3-4.5%
•  (depending on the replenishment amount per month);
• Commission fee for canceled transactions (decline rate):
  • Up to 3% – no fee;
  • 3-5% – €0.2;
  • 5-7% – €0.3;
  • 7-10% – €0.4;
  • 10-15% – €0.5;
  • 15%+ – €0.6.

CPARIP promo code gives cashback 1% for 2 months, promo code is valid ONLY when registering through the link https://rip.af/anybill

Replenishment Options:

• SEPA/SWIFT (the minimum replenishment amount is €3,000);
• USDT (the minimum FTD amount is $150).

Customer Support:

• Telegram: @Alex_supportAB

AdsCard

AdsCard AdsCard is a service for the mass issuance of bank cards for working with advertising sources. The product was developed by a team that has been involved in traffic acquisition for many years.

Registration is open to everyone, and cards can be used immediately. To open additional bins, please contact support.

Special Features:

• USA, UK, EUR bins in dollar, euro and pound currencies.
• Issue of a card for $1 with a turnover of $500 per month.
• Commission on each transaction is 4%.
• Replenishment without commission from $100.
• Masspayment from 3%

Replenishment Options:

• Capitalist – 2.5%.
• USDT no commission.
• Wire Transfer.

Customer Support:

• Telegram: @Anna_smx
• Telegram: @adscardteam

Pay2.House

The Pay2.House service developed by the HOUSE Group team offers unlimited issuance of virtual cards, convenient financial management, money withdrawal, and payment acceptance. The service supports different currencies and provides API for process automation.

Detailed review of the service: https://cpa.rip/en/finance/pay2house/

Details:

• BIN USD/EUR (47436 – Spain, If you have big volumes, they can provide up to 10 bins);
• Unlimited card issuance with a cost of $5 per card;
• Monthly card maintenance – $5, starting from the second month;
• Card top-up commission – 3%;
• Account top-up commission – 0%;
• Minimum top-up from $5;
• Minimum card top-up from $50;
• Instant transfers within currency accounts and bulk payments;
• Availability of accounts in various currencies including USD, EUR, and USDT on the TRC20 blockchain;

Deposit methods:

• USDT – 0% (TRC20)
• Capitalist – 0%

Withdrawal methods:

• Pay2.House: No commission;
• Push.House: No commission;
• Cloaking.House: No commission;
• Capitalist: 1% (minimum 1 USD/EUR);
• USDT(TRC20): 4 USDT+ 0.5%.

Contacts:

• Telegram channel: @Pay2House
• Telegram chat: @pay2_house
• Email: support@pay2.house

Stellar Card

Stellar Card is a payment solution for media buying teams. The infrastructure provides virtual card issuance and expense management tools for working with Facebook Ads, Google Ads, and other advertising platforms.

This is not a mass-market “payment solution for everyone” — access is granted only to teams that can verify their scale, financial discipline, and risk control.

Details

• Private BINs. International BINs are available starting from the Private plan.
• Instant issuance of virtual cards for use with Facebook, Google Ads, and other platforms.
• Clear and transparent terms: no hidden fees or unauthorized charges, free card issuance.
• Preferential conditions for industry leaders — savings of $100k+ per year on the Stellar Plus plan at high spend volumes.
• Advanced team functionality: bulk card actions, limits, sub-accounts, API.

Fees

• USDT: 3–4% (depending on the plan; Stellar Plus terms are calculated individually).
• Wire: 2–3% (depending on the plan).
• Transparent model with no hidden fees.

Top-Up Methods

• USDT — minimum deposit from $1,500.
• Wire (bank transfer) — minimum deposit from $3,000.
• First top-up — from $500.

Technical Support

• High-level client service for all Stellar Card partners.
• Instead of bots and ticket systems — direct chat communication with decision-makers.

Social Media

• Telegram: @stellarcard

Spendge

Spendge Card Service provides corporate Visa Credit cards to pay for Facebook and Google Ads.

You must apply to access the service.

Special Features:

• USA & UK BINs.
• Dashboard card management system.
• Teamwork tools.
• The card issue fee is 5 EUR.
• Card service is 10 euros per month.
• You can issue cards with pound or euro currency with or without 3DS (select an option when issuing the card; both options cost the same). Cards with USD currency are only issued with 3DS.
• Cashback is available if you issue cards en masse.
• The minimum replenishment amount is 300 USDT.
• The commission fee for account replenishment is 2.5%.
• Replenishment with cryptocurrency or via wire transfer.

Replenishment Options:

• Crypto – replenishment with cryptocurrency: 1.5%;
• Wire – international bank transfer payment system commission fee is 25 EUR + 0.5% of the amount;

Commission Fees:

• Card service: 5 EUR per month
• Transactions with BIN 4***** Visa Corporate (GBP)/(EUR)
  • • Internal transactions are 0%
    • External transactions > 30 EUR are 0%
    • External transactions < 30 EUR are 0.5 EUR 0.3 EUR
    • Rejected transactions due to lack of funds are 0.5 EUR + 1% of the amount

• Transactions with BIN 5***** MasterCard Corporate (USD)
  • • Internal transactions are 0%
    • External transactions > 20 EUR are 0%
    • External transactions < 20 EUR are 0.87 USD
    • Rejected transactions due to lack of funds are 0.87 USD + 1% of the amount

Capitalist Virtual Cards

Capitalist is an Internet payment system. In Capitalist, you can either receive and send money or issue virtual cards for your ads. You can issue either one card or up to 100 cards at a time. 

Sign up here to obtain one card for free: https://rip.af/57vGCc4h

There are similar terms for each option. That is, no bulk discounts.

Special Features:

• United Kingdom BIN.
• The cards do not support 3D Secure.
• Only EU citizens are allowed to issue the Capitalist virtual card but ID is not required.
• The cost of card issue: $2.95/€2.65.
• Monthly service per card: $2.7/€2.4.
• Capitalist deposit fee: 3.3% (minimum of $3.5/€3.5).
• Refunds to Capitalist account: $1/€1.
• Online transaction cost: $0.5/€0.5.

Replenishment Options:

• SWIFT/SEPA transactions;
• Bitcoin;
• USDT Tether (Erc20 or Trc20);
• Ethereum;
• Capitalist paychecks;
• USDT (Trc20) account with Russian bank cards;
• USD account with Russian bank cards.

Customer Support:

• Ticket system
• Telegram bot: @Capitalist_Support_Bot

Social Media:

• Instagram: instagram.com/capitalist_cap/
• Facebook: facebook.com/capitalist.net
• VK: vk.com/capitalist_net

Multicards

Multicards is a virtual card and agency account service created primarily for affiliate marketing teams and solo media buyers. The cards are used for working with Facebook, Google, TikTok, and other platforms. Payments via Google Pay and Apple Pay are also available for various online purchases.

Details:

• More than 80 BINs across 5 GEOs are available
• Individual terms for VIP teams depending on volume
• 24/7 support and accounting with a dedicated service manager
• Flexible functionality: bulk actions with cards and roles, detailed expense control, as well as the option to connect API integration.

Fees:

• Card issuance: $0.5–$2
• Top-up fee: up to 3%
• Transaction fee: 0%
• No Decline fee
• Free card maintenance
• Agency accounts from 2%

Top-up methods:

• USDT
• WIRE
• Capitalist

Promo code CPARIP gives you 33 free cards and your first top-up of up to $5,000 with no commission.

Social media:

• Telegram: https://telegram.me/multicards_ru

Technical support:

• Telegram: https://telegram.me/multicards_support_bot

Pay.partners

Pay.partners – European Visa/MC cards for FB, Google, TikTok + crypto processing + Meta and Google Ads agency accounts. Team roles, 3DS, crypto top-ups — all in one interface.

Details:

• European Visa/MC cards
• 3DS is available – codes arrive directly in the interface.

Fees:

• 3% — card top-up, 0.5% — external crypto wallet top-up.
• The first 10 are free, then €1/card.
• Min. deposit: none

Social media:

• Telegram: https://telegram.me/+5XL0nqhtDR9iNWQ8
• Instagram: https://www.instagram.com/pay.partners/
• Facebook: https://www.facebook.com/pay.partnerss

AdPay Cards

AdPay Cards is a card service. It is part of the SVG holding company, which also owns the MoonStar affiliate, the AQUM antidetect ki browser, and the Traffis arbitrage multitool. Cards are suitable for payment for: Facebook Ads (Instagram), Google Ads, Microsoft Ads, Alibaba Cloud, Digital Ocean, Adobe, Keitaro, TradingView, Taboola, Unity 3D, TikTok Ads, Semrush, Chat GPT, Midjourney, Careem, Aliexpress, Airbnb, Amazon, Booking, OZON, Wildberries, Patreon, Discord, Glovo, Spotify, Netflix, Apple AppStore, PlayStation Store, Steam and others.

Details:

• Payments are available in any currency (except rubles) and have no geo-restrictions except RF, Serbia, Pakistan, or Belarus.
• Cards do not require a change of billing data in the account.
• Cards are not linked to the cardholder’s name.
• Quick CVV check.
• 3ds – no.
• Card issuance fee – $3
• Card maintenance – $2/month.
• Deposit fee – 3.5%, but there is also a system of % decrease.

Methods of depositing:

• USDT/ETH/LTC (The minimum amount of depositing the service balance – 50$)

Technical support:

• Telegram: https://telegram.me/adpay_support_bot

Social networks:

• Instagram: https://www.instagram.com/adpay.cards

Finup

Finup is a financial ecosystem that brings together various financial products on a single platform. Its key feature is the issuance of unlimited virtual cards with the ability to top up via cryptocurrency. The cards are suitable for working with advertising platforms such as Facebook, Google, TikTok, Twitter, Bing, and others.

Details:

• 3D Secure – available
• BINs – USA, HK

Fees:

• Card issuance – from $2 to $3
• Top-up fees – from 2% to 3%

Top-up methods:

• USDT
• TRX
• LTC
• ETH
• MATIC
• SOL
• USDC
• BTC

No minimum top-up amount.

Customer support:

• Via live chat on the website
• Telegram: @finup_support

Social media:

• Instagram: https://www.instagram.com/finup.global

eCards

eCards Virtual cards for media buying on advertising platforms like Google, Meta, TikTok, and others.

Special Features:

• Free card issuance.
• European, UK, and US BINs.
• Visa, Mastercard, UnionPay.
• Unlimited number of cards.
• Minimum balance top-up from USD 500.
• Single balance for the account and all cards.
• The service charges penalties for declined transactions.
• With 3D Secure codes.
• Referral system available.
• Support is available daily.

Replenishment Options:

• USDT — от 3% (ERC20/TRC20)
• WIRE — от 3%

Customer Support:

• Telegram: @ecards_support

MyBrocard

MyBrocard is a virtual card rental service with American BINs.

Special Features:

• The first 50 cards are for free, and new cards will cost you $2 per card.
• A single account for all cards.
• Teamwork tools.
• Instant card issue.
• USA BIN.
• There are two card types available:
  • “Visa Credit USA”.
  • “Mastercard Credit Prepaid USA” – prepaid cards without 3D Secure:
    • $10 for $15;
    • $50 for $65;
    • $100 for $125.
• The minimum replenishment amount is $500.
• WIRE replenishment — 3% commission fee.
• USDT replenishment — 4% commission fee.
• Capitalist replenishment — 7% commission fee.

Commission Fees:

• The commission fee for non-US payments (international transactions) for the majority of BINs is 1% + $0.3. 
• The commission fee for rejected transactions is $0.5.

Customer Support:

• Telegram: https://telegram.me/mybrocard_support_bot

You must apply to sign up for the service. The confirmation may take up to three or four days.

Ezzocard

EzzoCard is an automated prepaid credit card service. They sell cards issued by Canadian and USA banks.

You can check your day-to-day balance or order a card statement at any time. 

All virtual prepaid cards support AVS (Address Verification Service). You can register them under any name or address in the USA or Canada. No ID is required.

Special Features:

• Virtual prepaid Visa and MasterCard cards.
• Card NV: from 5 to 1,000 USD.
• No registration or ID verification.
• Suitable for PayPal verification.
• Replenishment via:
  • BTC;
  • Litecoin LTC;
  • Dogecoin DOGE;
  • Bitcoin Cash BCH;
  • Tether USDT;
  • Perfect Money.

Customer Support:

• Email: support@ezzocard.com
• Web chat

Social Media:

• Facebook: https://www.facebook.com/Ezzocard/

Bankera

Special Features:

• Lithuanian BIN.
• Free card issue and service.
• Transactions between your cards – 0%.
• Replenishment via SEPA and SWIFT.
• No minimum replenishment amount.
• 2FA and 3D.
• Only for residents of the EU, the UK, and Ukraine.
• Learn more in the FAQ section.

Commission Fees:

• No commission fee for non-standard limits on payments or withdrawals from ATMs.
• No commission fee for currency exchange.
• Payment slip copy – 10 euros.
• The refund is 25 euros.

Customer Support:

• Online web chat.
• Feedback form.

Social Media:

• Facebook: https://www.facebook.com/bankeracom/
• Twitter: https://twitter.com/Bankeracom
• Instagram: https://www.instagram.com/bankera/
• LinkedIn: https://www.linkedin.com/company/bankera/

Karta

Karta Service provides several products for ad cabinet management. They claim themselves as a multi-service provider.

Private Service

Special Features:

• Virtual cards with built-in rules.
• Team access to company funds.
• You can assign roles and limits to team members.
• Cost management in one dashboard.
• Access to the company’s financial reports.

Customer Support:

• Email: hello@karta.io
• Account manager

Social Media: 

• Facebook: https://www.facebook.com/joinkarta
• Twitter: https://twitter.com/joinkarta

LeadingCards

LeadingCards provides complete global payment services for advertising. Contact customer support to create your wallet.

Special Features:

• USA BIN.
• Over 12 card issuers.
• Cards currency: USD, EUR, or GBP.
• The card issue fee is $8.
• The monthly service commission per active card is $6 (charged if the card was active for 15 or more days of the month).
• No minimum replenishment amount.
• They are ready to provide several test cards that will be issued for free.
• They can also create individual accounts for each buyer. You will also have an opportunity to monitor all team transactions in the main dashboard.
• 4.2% commission fee for the replenishment with cryptocurrency. 
• 2.5% for replenishment via wire transfer.

Customer Support:

• Email: Support@leadingcards.media
• Telegram: leadingcards

YeezyPay

YeezyPay is an online payment service. They issue cards manually. The dashboard is unavailable at the moment.

Special Features:

• BIN: #534092 USA MASTERCARD and #472593 JORDAN VISA.
• All operations are performed manually.
• The commission fee is 5% of the deposit amount.
• The card reissue fee is $5 per card.
• The cards issue fee with a minimum balance in the test mode is $100 and afterward, it’s $300.
• Card refund and closing operations are carried out at an interval of 48 hours. First, you withdraw money to the account balance, then you can withdraw money to your card or wallet.
• The minimum replenishment amount is $50.

Replenishment Options:

• USDT

Commission Fees:

• The currency exchange commission fee from USDT to USD is 1%
• The card replenishing commission fee is 5%

Customer Support:

• Telegram: @yeezypay
• Email: support@yeezypay.io

Combo.Cards

Combo.Cards Service issues virtual cards for all ad sources. They have low commission fees.

Special Features:

• The replenishment commission fee is only 3%
• Instant replenishment via AdCombo Partner Portal, USDT, or wire transfer
• Many BINs to choose from globally (Europe, USA, Asia, and Latin America)
• Team tools
• Free service
• Clear pricing

BIN:

• Singapore
• USA
• Jordan
• Hong Kong

Commission Fees & Replenishment Options:

• 3% via Adcombo Partner Portal
• 3% via USDT
• 3% via wire transfer

Customer Support:

• https://telegram.me/combocards_support_bot

e.PN

e.PN — a payment service with virtual card issuance.

Register on the service, top up your account, and start issuing cards.

You can issue two types of cards:

1. Universal
2. Advertising

There are also exclusive cards with enhanced decline protection. These cards can be used for any purpose.

Details:

• 52+ exclusive trusted BINs.
• Card issuance costs from $2 to $4.
• No issuance limit.
• Teamwork functionality available.
• 3DS supported.
• Not compatible with OnlyFans.
• Cryptocurrency purchases are not allowed.
• Minimum top-up amount — $50.

Top-up methods:

• BTC
• USDT TRC20

Top-up fees:

• $0-999 — 5%
• $1000-9999 — 4.5%
• $10000-49999 — 4%
• $50000-99999 — 3%
• $100000+ — 2.5%

Technical support:

• Telegram: @EPNChatBot
• Ticket system on the website

No Longer Available

QIWI Master

QIWI Master is a virtual card package. To enable the package, you’ll require the Standard QIWI Wallet.

The service announced new debit card BINs but they are Russian

Special Features:

• Annual package subscription: 2,999 rubles.
• Price per card: 99 rubles. The first five cards are issued for free.
• Up to 100 active cards per account.
• Instant cards issue and lock.
• Free service and replenishment.
• They offer two types of cards:
  • QIWI Master Prepaid Card is best to pay for Yandex.Direct and myTarget ads, and
  • QIWI Master Debit.

Customer Support:

• Feedback form
• Telegram: @qiwi_helper
• Phone: 8 800 707-77-59

Social Media:

• VK: vk.com/qiwirussia
• OK: ok.ru/qiwirussia
• YouTube:  youtube.com/user/QiwiRussia
• Twitter: twitter.com/qiwirussia
• Instagram: instagram.com/qiwi_russia/