Top Virtual Card Providers for Traffic Arbitrage on Facebook, Google Ads, Yandex, myTarget & Other Platforms

Here’s a list of top virtual card providers best for traffic arbitrage in Facebook Ads, Google Ads, and TikTok Ads. You’ll require a lot of bank cards to run continuous ads on Facebook, Google Ads, and other platforms. In this article, you’ll learn about services that supply virtual cards en masse.

Update 1.2 as of 2/16/2023

Comparison Matrix

Anybill.io

Anybill.io Service instantly issues virtual bank cards (up to 100 pieces in one click). It allows both solo and teamwork. They provide in-depth statistics on income, expenses, refunds, and others, and all the necessary tools you’ll require for work. You can also assign roles to the team.

Here’s our extensive review of the service: https://cpa.rip/finance/anybill-io

The partnership terms are as follows:

• Type: Mastercard, Visa, China UnionPay;
• 3DS;
• Card issue/closure: free;
• No transaction commission fee;
• Account replenishment commission fee: 3-4.5%
•  (depending on the replenishment amount per month);
• Commission fee for canceled transactions (decline rate):
  • Up to 3% – no fee;
  • 3-5% – €0.2;
  • 5-7% – €0.3;
  • 7-10% – €0.4;
  • 10-15% – €0.5;
  • 15%+ – €0.6.

Replenishment Options:

• SEPA/SWIFT (the minimum replenishment amount is €3,000);
• USDT (the minimum FTD amount is $50).

Customer Support:

• Telegram: @Alex_supportAB

4×4.io

Today, we’d recommend a 4×4.io Service as a top virtual card provider for traffic arbitrage in Facebook Ads, Google Ads, and TikTok Ads.

Here’s our extensive review of the service: https://cpa.rip/en/services/4×4-io/

Sign up here to get 25% off the first month of 4×4.io services.

Special Features:

• UAE, Ukrainian, and European BINs;
• The minimum replenishment amount is $500;
• The cost of services: from $2 per card issue + up to 5% of the transactions; discount for larger cash cycle is available;
• If you do not use the card for a month, it will be automatically locked;
• The service supports teamwork;
• Facebook refunds take up to 30 days.

Replenishment Options:

• USDT TRC20 — 0%
• PayPal — 4%
• Paxum — 1%

Customer Support:

• Telegram: @sup4x4
• Email: support@4×4.io
• Email: sales@4×4.io

Spendge

Spendge Card Service provides corporate Visa Credit cards to pay for Facebook and Google Ads.

You must apply to access the service.

Special Features:

• USA & UK BINs.
• Dashboard card management system.
• Teamwork tools.
• The card issue fee is 5 EUR.
• Card service is 10 euros per month.
• You can issue cards with pound or euro currency with or without 3DS (select an option when issuing the card; both options cost the same). Cards with USD currency are only issued with 3DS.
• Cashback is available if you issue cards en masse.
• The minimum replenishment amount is 300 USDT.
• The commission fee for account replenishment is 2.5%.
• Replenishment with cryptocurrency or via wire transfer.

Replenishment Options:

• Crypto – replenishment with cryptocurrency: 1.5%;
• Wire – international bank transfer payment system commission fee is 25 EUR + 0.5% of the amount;

Commission Fees:

• Card service: 5 EUR per month
• Transactions with BIN 4***** Visa Corporate (GBP)/(EUR)
  • • Internal transactions are 0%
    • External transactions > 30 EUR are 0%
    • External transactions < 30 EUR are 0.5 EUR 0.3 EUR
    • Rejected transactions due to lack of funds are 0.5 EUR + 1% of the amount

• Transactions with BIN 5***** MasterCard Corporate (USD)
  • • Internal transactions are 0%
    • External transactions > 20 EUR are 0%
    • External transactions < 20 EUR are 0.87 USD
    • Rejected transactions due to lack of funds are 0.87 USD + 1% of the amount

Capitalist Virtual Cards

Capitalist is an Internet payment system. In Capitalist, you can either receive and send money or issue virtual cards for your ads. You can issue either one card or up to 100 cards at a time. 

Sign up here to obtain one card for free: https://rip.af/57vGCc4h

There are similar terms for each option. That is, no bulk discounts.

Special Features:

• United Kingdom BIN.
• The cards do not support 3D Secure.
• Only EU citizens are allowed to issue the Capitalist virtual card but ID is not required.
• The cost of card issue: $2.95/€2.65.
• Monthly service per card: $2.7/€2.4.
• Capitalist deposit fee: 3.3% (minimum of $3.5/€3.5).
• Refunds to Capitalist account: $1/€1.
• Online transaction cost: $0.5/€0.5.

Replenishment Options:

• SWIFT/SEPA transactions;
• Bitcoin;
• USDT Tether (Erc20 or Trc20);
• Ethereum;
• Capitalist paychecks;
• USDT (Trc20) account with Russian bank cards;
• USD account with Russian bank cards.

Customer Support:

• Ticket system
• Telegram bot: @Capitalist_Support_Bot

Social Media:

• Instagram: instagram.com/capitalist_cap/
• Facebook: facebook.com/capitalist.net
• VK: vk.com/capitalist_net

FlexCard

FlexCard Service provides unlimited virtual cards with reliable BINs for Facebook, TikTok, Google, and other popular traffic sources.

Special Features:

• The card issue fee starts from 2 EUR;
• Reliable BINs;
• Unlimited virtual cards;
• Replenishment commission fee starts from 3.5%;
• The minimum deposit amount is 50 EUR;
• Team tools;
• First-line customer support;
• Referral program: 10 free cards per referral.

Commission Fees:

• Card service is free
• BIN replenishment commission fee:
  • Barcelona – 3.5%
  • Sophia – 3.5%
  • Edinburgh – 4%

Replenishment Options:

• USDT
• Wire transfer
• Capitalist
• Bank cards, including Russian bank cards
• Transactions via the partner’s account

Customer Support:

• @flexcard_support

Social Media:

• https://t.me/flexcard_channel

eCards

eCards Private Service supplies virtual cards to pay for Facebook, Google, TikTok ads, and others. To start using the service, you’ll require an invitation.

Special Features:

• BIN EUR (Bank of England).
• Free cards.
• Unlimited cards.
• The minimum replenishment amount starts from 1,000 USD.
• A single account to manage all cards.
• They withhold penalties for rejected transactions. 
• eCards support 3DS.

Replenishment Options:

• USDT – 4.5% (ERC20/TRC20)
• WIRE – 4.5%
• Other replenishment options are to be negotiated individually

Customer Support:

• Telegram: @tochka_cab_support

Multicards

With Multicards, you can issue as many cards as you need for advertising networks and other media-buying services in a couple of clicks.

Special Features:

• Teamwork tools.
• User-friendly interface.
• Multicards are intended exclusively for Facebook Ads, Google Adwords, and TikTok Ads.
• BIN:
  • EUR cards (Turkish BIN, prepaid);
  • USD cards (USA BIN, prepaid);
  • EUR cards (Estonian BIN, debit).
• The card issue fee is €2.
• The minimum account balance replenishment amount is 200 USDT/EUR.
• The minimum card replenishment amount is €10.
• Only EUR cards support 3DS: the code will be sent to the email address specified upon registration.

Commission Fees:

• Turkish BIN: 
  • The transaction fee is 1.4% if the transaction amount starts from €36;
  • The transaction fee is €0.5 if the transaction amount is less than €36;
• USA BIN:
  • The commission fee per transaction is 2%;
• Estonian BIN:
  • The commission fee per transaction is 2% (no minimum commission fee amount).

Replenishment Options:

• USDT – 3%
• WIRE – 3%
• Capitalist – 5%

Customer Support:

• Telegram: https://t.me/multicards_support_bot

MyBrocard

MyBrocard is a virtual card rental service with American BINs.

Special Features:

• The first 50 cards are for free, and new cards will cost you $2 per card.
• A single account for all cards.
• Teamwork tools.
• Instant card issue.
• USA BIN.
• There are two card types available:
  • “Visa Credit USA”.
  • “Mastercard Credit Prepaid USA” – prepaid cards without 3D Secure:
    • $10 for $15;
    • $50 for $65;
    • $100 for $125.
• The minimum replenishment amount is $500.
• WIRE replenishment — 3% commission fee.
• USDT replenishment — 4% commission fee.
• Capitalist replenishment — 7% commission fee.

Commission Fees:

• The commission fee for non-US payments (international transactions) for the majority of BINs is 1% + $0.3. 
• The commission fee for rejected transactions is $0.5.

Customer Support:

• Telegram: https://t.me/mybrocard_support_bot

You must apply to sign up for the service. The confirmation may take up to three or four days.

Ezzocard

EzzoCard is an automated prepaid credit card service. They sell cards issued by Canadian and USA banks.

You can check your day-to-day balance or order a card statement at any time. 

All virtual prepaid cards support AVS (Address Verification Service). You can register them under any name or address in the USA or Canada. No ID is required.

Special Features:

• Virtual prepaid Visa and MasterCard cards.
• Card NV: from 5 to 1,000 USD.
• No registration or ID verification.
• Suitable for PayPal verification.
• Replenishment via:
  • BTC;
  • Litecoin LTC;
  • Dogecoin DOGE;
  • Bitcoin Cash BCH;
  • Tether USDT;
  • Perfect Money.

Customer Support:

• Email: [email protected]
• Web chat

Social Media:

• Facebook: https://www.facebook.com/Ezzocard/

Bankera

Special Features:

• Lithuanian BIN.
• Free card issue and service.
• Transactions between your cards – 0%.
• Replenishment via SEPA and SWIFT.
• No minimum replenishment amount.
• 2FA and 3D.
• Only for residents of the EU, the UK, and Ukraine.
• Learn more in the FAQ section.

Commission Fees:

• No commission fee for non-standard limits on payments or withdrawals from ATMs.
• No commission fee for currency exchange.
• Payment slip copy – 10 euros.
• The refund is 25 euros.

Customer Support:

• Online web chat.
• Feedback form.

Social Media:

• Facebook: https://www.facebook.com/bankeracom/
• Twitter: https://twitter.com/Bankeracom
• Instagram: https://www.instagram.com/bankera/
• LinkedIn: https://www.linkedin.com/company/bankera/

Karta

Karta Service provides several products for ad cabinet management. They claim themselves as a multi-service provider.

Private Service

Special Features:

• Virtual cards with built-in rules.
• Team access to company funds.
• You can assign roles and limits to team members.
• Cost management in one dashboard.
• Access to the company’s financial reports.

Customer Support:

• Email: [email protected]
• Account manager

Social Media: 

• Facebook: https://www.facebook.com/joinkarta
• Twitter: https://twitter.com/joinkarta

AdsCard

AdsCard provides services for ad cabinet management. The solution was developed by a team that has been involved in traffic arbitrage for years.

Special Features:

• USA BIN.
• The card issue fee is $2.5.
• The commission fee per transaction is 4%.
• The minimum replenishment amount is $50.

Replenishment Options:

• Capitalist – 2.5%.
• USDT – no fee.

Customer Support:

• Email: [email protected]
• Telegram: @rita_urs
• Telegram: @Anna_smx

Registration is temporarily unavailable.

LeadingCards

LeadingCards provides complete global payment services for advertising. Contact customer support to create your wallet.

Special Features:

• USA BIN.
• Over 12 card issuers.
• Cards currency: USD, EUR, or GBP.
• The card issue fee is $8.
• The monthly service commission per active card is $6 (charged if the card was active for 15 or more days of the month).
• No minimum replenishment amount.
• They are ready to provide several test cards that will be issued for free.
• They can also create individual accounts for each buyer. You will also have an opportunity to monitor all team transactions in the main dashboard.
• 4.2% commission fee for the replenishment with cryptocurrency. 
• 2.5% for replenishment via wire transfer.

Customer Support:

• Email: [email protected]
• Telegram: leadingcards

YeezyPay

YeezyPay is an online payment service. They issue cards manually. The dashboard is unavailable at the moment.

Special Features:

• BIN: #534092 USA MASTERCARD and #472593 JORDAN VISA.
• All operations are performed manually.
• The commission fee is 5% of the deposit amount.
• The card reissue fee is $5 per card.
• The cards issue fee with a minimum balance in the test mode is $100 and afterward, it’s $300.
• Card refund and closing operations are carried out at an interval of 48 hours. First, you withdraw money to the account balance, then you can withdraw money to your card or wallet.
• The minimum replenishment amount is $50.

Replenishment Options:

• USDT

Commission Fees:

• The currency exchange commission fee from USDT to USD is 1%
• The card replenishing commission fee is 5%

Customer Support:

• Telegram: @yeezypay
• Email: [email protected]

Combo.Cards

Combo.Cards Service issues virtual cards for all ad sources. They have low commission fees.

Special Features:

• The replenishment commission fee is only 3%
• Instant replenishment via AdCombo Partner Portal, USDT, or wire transfer
• Many BINs to choose from globally (Europe, USA, Asia, and Latin America)
• Team tools
• Free service
• Clear pricing

BIN:

• Singapore
• USA
• Jordan
• Hong Kong

Commission Fees & Replenishment Options:

• 3% via Adcombo Partner Portal
• 3% via USDT
• 3% via wire transfer

Customer Support:

• https://t.me/combocards_support_bot

Kartex.io

Kartex.io Service allows you to pay for ads, carry out transactions with your partners, and issue an unlimited number of virtual cards.

Special Features:

• Free account opening.
• In and out payment transactions.
• Teamwork tools.
• 3DS.

Commission Fees:

• Payments and transactions – 0.
• Account replenishment commission fee – 2%
• Card issue commission fee – €2.00
• Service commission fee – €1.00
• Rejected transactions commission fee – €0.10

Customer Support:

• Telegram: @kartex_support

EPN

EPN is a payment service provider with an option to issue virtual cards.

No verification is required. Sign up to replenish the crypto wallet and order a card.

They allow you to issue two types of cards:

Special Features:

• US corporate BINs.
• $10/month for a card to pay for ads.
• $15/month for the universal card.
• No card issue limit.
• There’s an option to change a BIN.
• No 3DS.
• OnlyFans isn’t supported.
• No cryptocurrency purchase option.
• The bank locks cards if you try to pay in Russia, Ukraine, Cyprus, and Hong Kong.
• The minimum replenishment amount is $30.

Replenishment Options:

• BTC
• USDT TRC20

Commission Fees:

• $0-999 – 4% 
• $1,000-9,999 – 3% 
• $10,000+ – 2%

Customer Support:

• Telegram: @epn_support
• Email: [email protected]
• Website ticket system

No Longer Available

QIWI Master

QIWI Master is a virtual card package. To enable the package, you’ll require the Standard QIWI Wallet.

The service announced new debit card BINs but they are Russian

Special Features:

• Annual package subscription: 2,999 rubles.
• Price per card: 99 rubles. The first five cards are issued for free.
• Up to 100 active cards per account.
• Instant cards issue and lock.
• Free service and replenishment.
• They offer two types of cards:
  • QIWI Master Prepaid Card is best to pay for Yandex.Direct and myTarget ads, and
  • QIWI Master Debit.

Customer Support:

• Feedback form
• Telegram: @qiwi_helper
• Phone: 8 800 707-77-59

Social Media:

• VK: vk.com/qiwirussia
• OK: ok.ru/qiwirussia
• YouTube:  youtube.com/user/QiwiRussia
• Twitter: twitter.com/qiwirussia
• Instagram: instagram.com/qiwi_russia/